Build with a broker who’s still writing business every week.
I’m Noah Deyak — independent senior life insurance broker and owner of Deyak Financial. I’m still in the field writing business every week, and I hand that exact system to the agents who build with me: high contracts, real overrides, and mentorship from someone who leads from the front.
I don’t recruit from a desk. I sell every week.
Most people trying to build a team stopped writing business years ago. I’m on the phones, running appointments, and submitting applications — which means the training you get is current, tested, and mine.
Beats a captive desk. Beats grinding alone.
Captive agencies cap your contract and own your clients. Going solo means learning every expensive lesson yourself. Building with me is the middle path — independence with a proven system behind it.
Producer-first, not manager-first
I'm still in the trenches every single week writing business. You get coached on what's working right now, not a playbook someone wrote five years ago.
Independent contracts, your book
No captive quotas, no one carrier forcing product. You own your book of business and shop the A-rated carriers we have access to.
Plug-and-play system
Lead flow, scripts, carrier training, e-app walkthroughs, and objection handling — handed to you so week one looks like week ten somewhere else.
Direct mentorship and overrides
Text me, call me, ride along on appointments. Build a team under you and earn override income on every policy your agents write.
Run the math yourself.
This is the part nobody shows you. Move the sliders: your weekly written AP and the agents you bring on. High contracts and override income are how serious money gets built in this business.
Assumes each agent writes half your weekly AP with a 20-point override to you.
- Annual personal AP written
- $156,000
- Personal commission (55%)
- $85,800
- Team override income
- $46,800
Illustration only. Numbers are hypothetical examples based on contract levels and production assumptions you select — not a promise or guarantee of income. Actual results depend on your activity, placement rates, persistency, and carrier compensation.
Your contract, your commissions. Raises come from production, not from waiting for a manager's approval.
Every agent you help build pays you an override on their production — income that keeps coming while you sleep.
Write quality business that stays on the books and your income compounds year over year.
From interview to first check.
- 1Discovery call
A straight conversation about your goals, your schedule, and whether this is a fit. Licensed or exploring licensing — both welcome.
- 2Contracting & onboarding
We get you contracted with A-rated carriers, into the training, and onto the scripts and systems I use every week.
- 3Write your first business
Ride along, run your own appointments, and start stacking AP with me on the other end of the phone.
I don't work for one insurance company — I work for my clients. That means comparing the products that actually fit, not just what one carrier sells.
Instead of applying once and hoping it's the best deal, I run each profile across the A-rated carriers I represent and bring back the strongest offer.
I work to find the best available rate based on your age, health, and coverage need — from the carriers I have access to.
Life insurance, made simple.
I help individuals and families across multiple states find the right life insurance policy — not by selling you a product, but by matching your goal to the right coverage from the carriers I represent.
Affordable protection for a set period — ideal for young families, mortgages, and income replacement.
Permanent coverage with guaranteed cash value that lasts a lifetime and never expires on you.
Simplified whole-life policies designed to cover funeral costs and leave no burden behind.
Flexible permanent coverage that can build cash value with adjustable premiums over time.